For your Midterm Essay, write a paper, at least 3 pages, summarizing what you have learned.
Specifically:
(1) How do you now define risk as opposed to your understanding of risk? Give a real life, fictitious, or news/media example.
(2) How do our personal risk profiles affect us and society?
(3) How does a personal and/or business risk profile benefit or harm society? You may use your own profile, a fictitious example, or a news/media story etc.
(4) What steps can you, or a business, take to mitigate and manage risk? What are the costs in monetary and non-monetary terms?
(5) Finally, how can you and/or a business use insurance to mitigate risk? You can and should, incorporate this question with #3 as they are linked.
Feel free to opine.
Cite all of your sources at the end of your paper. You may use the textbook as a resource.
Book::: PRINCIPLES OF RISK MANAGEMENT AND INSURANCE, 13TH EDITION, Rejeda & McNamara, Pearson Publishing
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